11 Month CD

   3.85% APY*

FDIC Insurance is now at $250,000.00

*Annual Percentage Yield assumes interest remains on deposit until maturity.  Minimum deposit of $1,000.  Penalty for early withdrawal.  Limited Time Offer.

Online Safety Tips - from Legacy National Bank and the FDIC

• Do not follow Web links in unsolicited e-mails from apparent financial institutions. Instead, use Web browser bookmarks or type your institution's Web address into the browser address bar when accessing your bank's Web site or online banking services.
• Always use anti-virus software and ensure the virus signatures are automatically updated. Ensure the computer operating system and common software applications are up-to-date with security patches installed.
• Do not open unsolicited or unexpected e-mail attachments claiming to be from a financial institution because of the risk of malicious code or software. As a precaution, call the financial institution using an appropriate telephone number, such as one from an account statement, to validate the e-mail and attached file before opening any attachment.
• Be aware that phishing e-mails frequently use new and innovative ways to trick recipients into providing logon credentials and confidential information or into unleashing malicious code.
• Regularly review financial account statements and immediately report any discrepancies to your institution.
• Be mindful that financial institutions generally deliver notices to consumers in writing about changes in account terms and conditions unless the consumer previously agreed to receive the notice electronically.

Legacy Works to Stop Debit Card Fraud

We want you to use your debit card without fearing you might have a fraudulent transaction happen to you.  That’s why we’re teaming up with our ATM network, Shazam, to implement a new fraud protection service.  This service automatically ‘learns’ your debit card  usage and if it finds a transaction that doesn’t appear quite right then it sends the transaction to a Shazam Fraud Monitoring Specialist.

If the Specialist determines a call to you is justified to verify you actually made the transaction, someone from Shazam may call you to make sure you performed the transaction.  If you did perform the transaction then nothing further happens.  If you did not perform the transaction then Shazam will stop the transaction before it can affect your account.  If you cannot be contacted, your card will be blocked so further transactions cannot be processed until someone from Legacy can contact you to confirm the transaction is valid or not.

We understand you may have various needs from time to time and we can certainly take care of you should you need to perform a transaction that is out of your normal usage.  Please call our Electronic Banking Department at 479-717-1900 if you will be traveling abroad so you don’t have any issues.

Our primary goal is to protect you – our friend and customer.  No one wants or can afford to suffer a loss.

We’re working to help stop debit card fraud in its tracks.