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Legacy Business Banking Services
Financial services for businesses of all sizes.
Business Banking Services
We're committed to seeing your business, and our Northwest Arkansas community, thrive.
At Legacy, we are focused on making sure our region’s economy thrives and your business is successful. We have a variety of financial products to make your day-to-day operations easier, and we’ll be there for you every step of the way for questions, guidance and quality service you’ve come to expect from a local community bank.
Betsy Smyth
VP Treasury Management
Sales/Operations Manager
Office 479-876-8251
Cell 479-225-0151
[email protected]
Candice Williams
AVP Treasury Management Sales Officer
Office 479-335-5618
Cell 479-295-7166
[email protected]
Business Banking Services
Legacy NOW – Digital Banking Platform
- Consistent user experience & functionality across all devices…PC, phone & tablet
- Allows multiple users, each with customized access.
- 18 months of account history
- Downloads to software programs (Quickbooks, Quicken, etc.)
- View and print statements, check and deposit images online
- Allows transfers between accounts
- Pay bills online with Bill Pay*
*Additional fees may apply. Includes 10 free transactions per month, excess of 10 per month are $.50 each.
Business Mobility
- Access account information
- View all checks online
- Allows transfers between accounts
- Image deposit from phone
- Approve transfers, wires, ACH and Positive Pay
- Pay bills with Small Business Bill Pay*
*Additional fees may apply. Includes 10 free transactions per month, excess of 10 per month are $.50 each.
ACH (Requires Legacy NOW)
In addition to Business Online Banking features, you receive the following benefits:
- Direct Deposits/Vendor payments
- Customer payment drafts
Wire (Requires Legacy NOW)
In addition to Business Online Banking features, you receive the following benefits:
- Quick and Secure money transfers
- Receive real-time notification
- Same-day settlement
Remote Capture (Requires Legacy NOW)
In addition to Business Online Banking features, you receive the following benefits:
- Desktop scanner for fast and accurate processing of large quantities of checks
- Same day credit
- Image reports of all deposited items
- Reduces bank trips, saving time and money
Merchant Services
- Accepts all major payments cards – Visa, MasterCard,
American Express, Discover and PayPal - Next-day funding
- Payment and activity tracking
- EMV compliant hardware
Positive Pay (Requires Legacy NOW)
- Protection against check fraud by capturing MICR data as well as payee information
- Validates payee on the check against the payee name you submit
- Online exception management allows you to make pay/return decisions quickly and easily
ZBA (Zero Balance Account)
- Eliminate manual transfers between accounts
- Funds will settle automatically at the end of each day, processing based on a predetermined target balance
Line of Credit
- Reduce interest accruals
- Pay down principal loan balances automatically
- Funds advance as needed based on predetermined account balance (requires approval)