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Headquarters - Springdale

4055 W. Sunset
Springdale, AR 72762

479-717-1900

MAILING ADDRESS

P. O. Box 6490
Springdale, AR 72766

LOBBY HOURS

Monday thru Friday: 8:00-5:00
Saturday: 9:00-12:00

DRIVE THRU

Monday thru Friday: 7:30-6:00
Saturday: 9:00-12:00

East Springdale

2081 Butterfield Coach Rd.
Springdale, AR 72764

479-717-1992

LOBBY HOURS

Monday thru Friday: 8:00-5:00

DRIVE THRU

Monday thru Friday: 7:30-6:00

South Springdale

3607 S. Thompson
Springdale, AR 72764

479-717-1991

LOBBY HOURS

Monday thru Friday: 8:00-5:00

DRIVE THRU

Monday thru Friday: 7:30-6:00

Pinnacle

4901 W. Pauline Whitaker Parkway
Rogers, AR 72758

479-286-2100

LOBBY HOURS

Monday thru Friday: 8:00-5:00
Saturday: 9:00-12:00

DRIVE THRU

Monday thru Friday: 7:30-6:00
Saturday: 9:00-12:00

Fayetteville

1325 E. Joyce Blvd
Fayetteville, AR 72703

479-717-1990

LOBBY HOURS

Monday thru Friday: 8:00-5:00
Saturday: 9:00-12:00

DRIVE THRU

Monday thru Friday: 7:30-6:00
Saturday: 9:00-12:00

Bentonville

2904 South Walton Blvd. Bentonville, AR 72712

479-876-8293

LOBBY HOURS

Monday thru Friday: 8:00-5:00

DRIVE THRU

Monday thru Friday: 7:30-6:00

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Contact Us

Telebank: 1-877-717-4717
Toll Free: 1-877-717-1900 
Main Location: 479-717-1900 

To report a lost or stolen debit card
please call 1-800-472-3272

Mailing Address:
PO Box 6490
Springdale, AR  72766

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Learn   >   Loans to Float Your Boat

Loans to Float Your Boat

In Northwest Arkansas, we’re really lucky for a lot of reasons. Surrounded by beautiful natural scenery, a high quality of life and just all-around nice people – there are many reasons to be proud of and thankful for our community. One of the best ways to live life in NWA to the fullest is enjoying our access to rivers, lakes and streams. Before you take the plunge of purchasing your own watercraft, there are a few things to consider.

First, before getting into a financing situation, consider that you will have to carry insurance on any personal watercraft. Factor this figure into your budget. Also consider where the boat will be stored when it’s not on the water. Are you going to haul your boat, or keep it at a marina?

Do you have a “need for speed” or prefer slow cruises with the family? Large ski-boats, pontoons and sailboats (yes people do actually sail around these parts) are perfect for family outings. You may, however, prefer the solitude of small groups (or just yourself) on a small fishing craft.

Next, when you purchase a new boat, for example from a dealership, they’ll usually offer a financing option. This makes it easy to hit the lake pretty quickly. However, it doesn’t take much more time or effort to do a little research to make sure you are getting the best loan rates in NWA. The best place to start is Legacy National Bank.

You may be surprised how much money you can save by picking up the phone or stopping by one of the Legacy banks in Springdale, Fayetteville, Bentonville or Rogers. There’s always a financial expert available to take the time to discuss a quality boat loan specific to your needs. We will make sure you get the right one for you.

You can arrange for a direct deposit into your checking account or savings account and use the money to finance your new hobby and be seaworthy in no time.  These types of loans come with a fixed rate, and you can set up a payment schedule. There are other details you should discuss with your loan expert at Legacy National Bank, but those are the basics. And unlike a home loan or a line-of-credit loan, your boat or other assets will not be used as collateral.

Legacy National Bank also offers other loan options as well. Stop by any branch to discuss a car loan, business loan or home loan. We’ll listen to you, and make recommendations for the best financial products for your situation.




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